13-Week Direct Cash Flow Forecast
Revolver, working capital bridge, weekly variance
Direct 13-week cash forecast: receipts and disbursements by week, a revolver that holds minimum cash, EBITDA-to-cash bridge, weekly variance tracking.
Choose the licence on the Gumroad page. Payment and VAT are handled by Gumroad, the merchant of record. Also sold on Flevy ($39, single user, same file). Also on Eloquens (ELQ-21021-1, same file).
The instrument a treasurer, a lender or a turnaround adviser asks for first: thirteen weeks of cash in and cash out, by week, with the facility that keeps the company liquid modelled properly. Direct method throughout, so every line is a real receipt or payment, not an accrual.
- Inputs: week 1 date, opening cash, minimum cash to hold, revolver limit, opening balance and rate, opening receivables, payables and inventory, and the collection and payment curves that unwind the opening balances week by week.
- Receipts: opening receivables collected on the curve (computed), collections of new sales, cash sales, other operating receipts, asset sales, equity or term loan receipts.
- Disbursements: opening payables paid on the curve (computed), new purchases, payroll, rent and utilities, other operating costs, VAT and payroll taxes, corporate tax instalments, capex, term loan service.
- Forecast: opening cash, receipts, disbursements, revolver interest, net cash flow, then the revolver draw or repayment that holds the minimum cash balance within the facility limit, closing cash, revolver balance, availability, headroom and cumulative net cash flow, with week-ending dates. Headline: lowest cash and its week, peak revolver, minimum availability, weeks with the facility exhausted.
- Working capital bridge: EBITDA to operating cash through the change in receivables, payables and inventory, with closing balances derived from the direct forecast and DSO and DPO at period end.
- Variance: paste actual receipts, disbursements and closing cash each Monday; variances, cumulative drift and forecast accuracy per week.
The revolver logic, balances and headline figures were recomputed in Python from the same inputs and matched cell by cell before listing. Every default is an example value. Live formulas, no macros, no locked cells. Excel and Google Sheets.
Who it is for: CFOs and controllers running a weekly cash call, restructuring and turnaround advisers, lenders monitoring a borrower, founders in a tight quarter.
Checked, not asserted. This workbook was recalculated cell by cell through a formula engine and matched against an independent replica written separately: 13 checks, all passing, last run 2026-10-17. Each check compares the figure the workbook produces against one worked out separately by hand before the run, so a figure lost in packaging fails the check rather than reaching you. Read the verification report for the UAE Corporate Tax workbook, or how Bindler verifies.
What was checked: all 10, by name
Each line is one figure recalculated and matched against a value worked out by hand before the run. The figures themselves are in the workbook.
- W1 close
- W5 close
- W13 close
- W13 revolver
- Peak revolver
- Lowest cash
- Week of lowest 1 1
- Cum net
- W2 draw
- Min availability
What is inside
1 Excel workbook (.xlsx), sheets: Forecast, Inputs, Receipts, Disbursements, WC bridge, Variance, Guide
Use it if
You run or review a weekly cash forecast for a company with a revolving facility or tight liquidity.
Not for
You need a monthly indirect cash flow inside a three-statement model; use the Bindler DCF model for that.
Who you are buying from
Bindler is the trading name of Neil Sangwaiya, one person in Dubai. There is no company behind that name, no sales team and no reviews, and this page is not going to pretend otherwise. What there is instead is a record. Gumroad takes the payment and is the merchant of record, so your card details never reach Bindler. Where a figure could not be verified the cell is left blank rather than filled. When something was found wrong it was written down and dated in the change log with the old figure named. And there is a 30-day money back guarantee, no reason needed, handled by Gumroad.
What you actually download
One spreadsheet file. No macros and no VBA, because the .xlsx format cannot carry them. No locked cells and no hidden sheets. If your IT will not let you open a spreadsheet from outside, upload it to Google Sheets and it opens there. And yes, an AI built it: that is exactly why every figure is recalculated against a replica worked out by hand first, rather than trusted.
Sheet previews
How buying works
- Choose a licenceSingle user for one person, team for up to 10, consultancy to use with clients. The buttons above go to the Gumroad page.
- Pay on GumroadCard or PayPal; Gumroad is the merchant of record and handles VAT and the receipt.
- Download the fileThe .xlsx arrives on the receipt page and by email. It opens in Excel and Google Sheets; nothing to install.
- Use itYellow cells are inputs, blue cells are formulas, every figure names its source. Questions: reply to the receipt; every reply is read and answered, usually the same day.
Advisers and accountants who recommend these workbooks to clients can earn 30% of each sale as a Gumroad affiliate: sign up on the store, no approval wait.
Search terms this page answers: 13 week cash flow forecast template excel, direct cash flow forecast revolver, weekly cash flow template turnaround.